A loan for the way you actually earn, invest, and buy.
From bank statements and DSCR to construction, condotels, conventional, FHA, VA, and USDA. Start with your situation, not a lender's box. Every one of them shopped across hundreds of wholesale lenders.
Qualify on deposits, 1099s, a P&L, assets, or a mix instead of tax returns.
Qualify on what your business actually deposits.
Your personal account tells the story.
One form, one year, one approval.
A CPA-prepared statement, and nothing else.
One form from your employer. That is the whole file.
You state it. The property and your profile support it.
No income on the application at all.
Your equity compensation is income. Let it count.
Combine every income source into one approval.
Turn your balance sheet into monthly income.
Let the property carry the approval rather than your personal income.
Programs built around who you are: self-employed, foreign national, physician, first-timer.
No Social Security Number, no U.S. credit, no problem.
Your taxpayer number is enough.
Built for people who sign the front of the paycheck.
Your contract is the qualification.
The first one is the hardest. It should not be.
Buy the first rental without a landlord resume.
Twelve questions instead of a page of cards.
No credit check and no email required. See which programs are commonly used for situations like yours.
Speed, equity, construction, and bridge structures for time-sensitive deals.
Speed, when speed is the whole deal.
Buy the next one before you sell this one.
Purchase and rehab in one facility.
Buy it and fix it with one loan.
From bare lot to certificate of occupancy.
Reach your equity without touching your first mortgage.
Equity as income, with no monthly payment.
Above the limit, without the runaround.
Secure the dirt now, build later.
One loan across several properties.
Bridge the cash gap to your first closing.
Condotels, co-ops, short-term rentals, manufactured homes, rural and commercial assets.
Great unit, difficult building.
Resort condos that agency lenders will not touch.
Shares in a corporation, not a deed.
Qualify on nightly income, not long-term market rent.
Affordable housing that deserves real financing.
Five units and up, plus every other asset class.
Acreage, outbuildings, and working land.
Yes, we do the conventional side too, and we shop the lenders so you don't have to.
That is a lot to read through.
Describe the situation and we will tell you which ones are worth looking at.
Program availability, terms, guidelines, and documentation requirements vary by lender and are subject to underwriting and change without notice. This is not a commitment to lend.