The deal is on the clock. Your lender isn't.
When speed decides whether you get the property, conventional timelines aren't an option. Short-term and bridge financing exist for exactly this moment.
Speed is a financing strategy.
Competitive properties go to whoever can perform. Conventional underwriting wasn't built for a fourteen-day close, a property that needs work, or a seller who won't wait.
Short-term financing solves a timing problem. It's a tool, not a permanent solution, and it works best when the exit is planned from day one.
Programs commonly used
Bridge Financing
Cover the gap between acquiring one property and selling or refinancing another.
Hard Money / Short-Term Asset-Based Loans
Funding driven primarily by the property and the deal rather than income documentation.
Commercial Options
Financing for commercial real estate acquisitions and repositioning.
Exit Planning
We map the long-term takeout loan at the same time as the short-term loan.
Program availability, terms, guidelines, and documentation requirements vary by lender and are subject to underwriting and change without notice. This is not a commitment to lend.
The honest answers
“What does hard money cost?”
Expect points at origination, a short term, and interest-only payments. Compare the total cost over the actual hold period to losing the deal, and to the return the property produces. That's the real math.
“Will I get stuck in it?”
Not if the exit is planned up front. We look at the takeout financing before you take the short-term loan.
“How fast can this move?”
Swift closings are standard practice. Give us the deadline first and it shapes every lender decision that follows.
Three minutes. Twelve questions. A straight answer.
No credit check, no documents. See where you stand and which programs are commonly used.
Common questions
Let's look at your file together.
One conversation is usually enough to know whether a path exists.