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Foreign National Mortgage Solutions
Buy U.S. real estate without U.S. credit.
Mortgage programs designed for non-U.S. citizens with no U.S. credit history, no U.S. employment, and no U.S. tax returns.
Highlights
What makes this loan different
- No U.S. credit, job, or tax returns required
- Use foreign income, assets, or rental cash flow to qualify
- Primary residence, second home, and investment property
- Streamlined documentation for international buyers
Best for
Who this is built for
- Non-U.S. citizens buying U.S. real estate
- International investors building a U.S. rental portfolio
- Recent transplants without established U.S. credit
An onramp for international buyers
Most U.S. lenders are not set up to underwrite a borrower who does not have a Social Security Number, U.S. tax returns, or a U.S. credit score. We use lenders that are.
Documentation typically comes from your home country: passport, foreign credit reference, bank statements, and where applicable a translated employment or accountant letter.
Ready to see what this loan would take in your case?
A quick application gets you a real, underwritten read on what is possible.