← Unique Products
HELOC — Home Equity Line of Credit
Put the equity you already have to work.
Tap home equity flexibly with a line of credit you can draw on for renovations, investment property down payments, debt consolidation, or simply having dry powder ready.
Highlights
What makes this loan different
- Available on primary, second home, and investment properties
- Draw and repay during the draw period
- Often funds in days, not weeks
- Stand-alone or paired behind your existing first mortgage
Best for
Who this is built for
- Real estate investors building a portfolio
- Homeowners funding renovations
- Anyone who wants liquidity without selling assets
A faster way to access equity
A HELOC sits behind your current mortgage, so you do not need to refinance and lose your low first-lien rate just to unlock cash. You only pay interest on what you actually draw.
It is a particularly powerful tool for investors: use the line for a down payment on the next property, refinance the new property into long-term debt, then pay the line back down and do it again.
Ready to see what this loan would take in your case?
A quick application gets you a real, underwritten read on what is possible.