DSCR calculator
Will the rent carry the loan?
DSCR loans qualify on the property's income, not yours. This is the ratio the underwriter runs.
$600,000
25%
7.25%
30
$3,800
$500
$150
$0
Debt service coverage ratio
1.02
- Loan amount
- $450,000
- Principal & interest
- $3,070
- PITIA (full payment)
- $3,720
- Monthly rent
- $3,800
- Monthly cash flow
- $80
- Read
- Qualifying. Most DSCR programs work at 1.00 and above.
Short-term rental income, LLC vesting, and sub-1.00 ratios are all possible depending on the program.