Affordability calculator
How much house can you afford?
Start from income and debts. We solve for the price range that keeps you inside a target debt-to-income ratio.
$12,000
$800
45%
$100,000
6.5%
30
1%
$120
$0
Estimated max home price
$714,573
- Max total housing payment
- $4,600
- Principal & interest
- $3,885
- Estimated property tax
- $595
- Insurance
- $120
- HOA
- $0
- Loan amount
- $614,573
Non-QM programs often allow higher ratios, or qualify on deposits, assets, or rents instead of income. If the number here feels low, the program is probably wrong for you.