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Mortgages for Self-Employed Borrowers
Owning the business should not cost you the home.
A full toolkit of programs — bank statement, P&L, 1099, asset-based, and full-doc — purpose-built for self-employed borrowers.
Highlights
What makes this loan different
- Bank statement programs (12 or 24 months)
- P&L only programs
- 1099-only programs
- Asset-utilization programs
Best for
Who this is built for
- Business owners and contractors
- Borrowers who write off heavily and show low taxable income
Real income, properly read
Tax-optimized self-employed income looks weak on a 1040 even when the business is thriving. We pick the program that shows a true picture of your income — bank statements, P&Ls, 1099s, or assets — instead of forcing you back into the W-2 box.
Ready to see what this loan would take in your case?
A quick application gets you a real, underwritten read on what is possible.