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Bank Statement Loans
Let your deposits tell the story.
Qualify on 12 or 24 months of personal or business bank statements instead of tax returns.
Highlights
What makes this loan different
- 12- or 24-month statement programs
- Personal or business statements
- Owner-occupied and investment property
- Often the cleanest solution for high-write-off self-employed borrowers
Best for
Who this is built for
- Self-employed borrowers
- Independent contractors and gig economy workers
Underwritten on cash flow
Bank statements show what is actually moving through your accounts. For many self-employed borrowers that is a far truer measure of qualifying income than what is left after deductions on a tax return.
Ready to see what this loan would take in your case?
A quick application gets you a real, underwritten read on what is possible.